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Insurance companies provide protection against possible financial losses arising from unforeseen mishaps. The agreement between the company and the insured is in the form of a contract. Health or medical insurance ensures people for medical expense. The plan can cover the partial or whole expense, depending on its nature. Search for the California medicare plans to have better understanding of medicare plans. Below is a list of some of the world’s most reputable insurance companies.

The Best health insurance service providers in the world

BCBS

Blue Cross Blue Shield (BCBS) is a federation that consist of 37 distinct health insurance firms located in the US. Collectively, the organization, directly and indirectly, provides health care insurance coverage for more than 100 million Americans. With regard to the number of people covered the federation is one of the largest health insurance providers on the planet. Consequently, the organizations serve as overseers of Medicare in a number of states of the US.

Aetna

Aetna insurance segment comprises group disability insurance, absence management business and domestic life insurance. Based in the USA, Aetna is primarily a healthcare benefits firm. It, nonetheless, offers health insurance packages and the related services to about 37.9 million persons, besides operating through its large case pension and healthcare segments. The company boasts of a total membership of 23,487 individuals at the close of the previous year (2017). Total pharmacy and dental benefit memberships stood at 13,765 and 13, 427, respectively.

Humana

Located in Louisville in Kentucky this insurance company covers about 260,000 people on its 195 clinics spread across 27 markets. It operates from its retail, healthcare services, group and specialty, and separate commercial segments. Humana signed a definitive covenant to relinquish its KMG America Corporation branch in 2017. It also bought a 40 percent minority stake at Home Division Kindred Healthcare in December of 2017 for 800 m. It also opened fifteen new clinics in a number of markets in 2017.

Allianz

This health insurance service provider, based in Munich Germany, was feted by Forbes the world’s biggest company. Allianz ventured into the insurance industry way back in 1905, at the time only specializing in fire insurance. It nonetheless, currently provides health and life insurance services cross Germany as Allianz Deutchland AG. In India, the same insurance company assumes the name Bajaj Allianz Life Insurance firm. The company claims to process insurance requests within two days.

United Health Group

Based in Minnesota in the US, this insurance company provides medical benefits not only to people in America but also in 130 other countries. It processes over one trillion transactions every year and employs a whopping 285,000 people in different parts of the world. The company’s United Health Global section merged with Empress Ban medica, a Chile-based firm, in January 2018. The merger enabled the company to extend its services to Peru, Chile, and Columbia. United Health even emerged atop Fortune’s 2018 list of World’s Most Admired Firms, under the managed care and insurance section.

Conclusion

In conclusion, the above list provides some of the finest health insurance companies in the world. However, given the natures of the services provided; you must research thoroughly to identify a specific one that provides your ideal plan. In the present world, medical or health insurance is a necessity since no one can tell what will happen tomorrow.

The Best Health Insurance Companies in The World
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